Realty Solutions of Tampa Bay, Inc.The FHA publishes a list of approved appraisers for each state - Realty Solutions of Tampa Bay, Inc. is on the roster of approved appraisers for FL. If you have an FHA-loan, be sure to contact Realty Solutions of Tampa Bay, Inc., as we are approved and certified to perform FHA appraisal reports. We're trained and understand the rules and procedures in FHA's guidance and policy documents. Be sure to contact Realty Solutions of Tampa Bay, Inc. if you need an appraisal done for an FHA-secured loan. An FHA loan is underwritten by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The lender provides all the money in the loan; the FHA simply insures the loan with mortgage insurance in case the borrower does not pay off his or her loan. The FHA and their loan programs are created to help low-to-moderate income homebuyers help meet credit expectations if they otherwise would not. The rates on FHA loans are generally market rates, while down payment requirements are lower than for conventional loans. Purchasers with lesser income or less starting capital to put down on a loan are helped the most from Federal Housing Administration loan programs. |